Wednesday, October 23, 2013

IRS Delays Start Of Tax Season, Because Of Shutdown


If you were one of those Americans who just can't wait to file your taxes because you're owed a handsome refund, the Internal Revenue Service has news for you: You're going to have to wait.


The IRS said today that the 16-day federal shutdown means it will delay the start of the 2014 filing season by one to two weeks. The shutdown delayed the updating and testing of some of the IRS' systems.


"Readying our systems to handle the tax season is an intricate, detailed process, and we must take the time to get it right," Acting IRS Commissioner Danny Werfel said in a statement. "The adjustment to the start of the filing season provides us the necessary time to program, test and validate our systems so that we can provide a smooth filing and refund process for the nation's taxpayers. We want the public and tax professionals to know about the delay well in advance so they can prepare for a later start of the filing season."


The 2014 season was scheduled to start Jan. 21, now it'll start no earlier than Jan. 28 and no later than Feb. 4.


The IRS will announce a new date in December. The IRS adds:




"The IRS will not process paper tax returns before the start date, which will be announced in December. There is no advantage to filing on paper before the opening date, and taxpayers will receive their tax refunds much faster by using e-file with direct deposit. The April 15 tax deadline is set by statute and will remain in place. However, the IRS reminds taxpayers that anyone can request an automatic six-month extension to file their tax return. The request is easily done with Form 4868, which can be filed electronically or on paper."




Source: http://www.npr.org/blogs/thetwo-way/2013/10/22/239862537/irs-delays-start-of-tax-season-because-of-shutdown?ft=1&f=
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The Flash Drive Family That Saves Together, Stays Together

The Flash Drive Family That Saves Together, Stays Together

They're given away left and right as cheap promotions, but if you're one of those people who can never seem to find a flash drive when you need one, this lovely multi-gigabyte family is always easy to find. That's because these mom, dad, son, and daughter flash drives are docked in a multi-port USB house (or car), ensuring they never stray far from the family's main computer.

Read more...


    






Source: http://feeds.gawker.com/~r/gizmodo/full/~3/C1iZ_QyaWls/the-flash-drive-family-that-saves-together-stays-toget-1450041193
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Tuesday, October 22, 2013

The Racial History Of The 'Grandfather Clause'





This editorial cartoon from a January 1879 edition of Harper's Weekly pokes fun at the use of literacy tests for blacks as voting qualifications.



Wikimedia Commons

People aren't exempted from new regulations because they're old and crotchety, even if that's what it sounds like when we say they're "grandfathered in."


The term "grandfathered" has become part of the language. It's an easy way to describe individuals or companies who get to keep operating under an existing set of expectations when new rules are put in place.


The troubled HealthCare.gov website reassures consumers that they can stay enrolled in grandfathered insurance plans that existed before the Affordable Care Act was enacted in 2010. Old power plants are sometimes grandfathered from having to meet new clean air requirements.


But like so many things, the term "grandfather," used in this way, has its roots in America's racial history. It entered the lexicon not just because it suggests something old, but because of a specific set of 19th century laws regulating voting.


The 15th Amendment, which prohibited racial discrimination in voting, was ratified by the states in 1870. If you know your history, you'll realize that African-Americans were nevertheless kept from voting in large numbers in Southern states for nearly a century more.


Various states created requirements — literacy tests and poll taxes and constitutional quizzes — that were designed to keep blacks from registering to vote. But many poor Southern whites were at risk of also losing their rights because they could not have met such expectations.


"If all these white people are going to be noncitizens along with blacks, the idea is going to lose a lot of support," says James Smethurst, who teaches African-American studies at the University of Massachusetts.


The solution? A half-dozen states passed laws that made men eligible to vote if they had been able to vote before African-Americans were given the franchise (generally, 1867), or if they were the lineal descendants of voters back then.


This was called the grandfather clause. Most such laws were enacted in the early 1890s.


"The grandfather clause is actually not a means of disenfranchising anybody," says Michael Klarman, a Harvard law professor. "It was a means of enfranchising whites who might have been excluded by things like literacy clauses. It was politically necessary, because otherwise you'd have too much opposition from poor whites who would have been disenfranchised."


But protecting whites from restrictions meant to apply to African-Americans was obviously another form of discrimination itself.


"Because of the 15th Amendment, you can't pass laws saying blacks can't vote, which is what they wanted to do," says Eric Foner, a Columbia University historian. "But the 15th Amendment allowed restrictions that were nonracial. This was pretty prima facie a way to allow whites to vote, and not blacks."


Some state legislatures enacted grandfather clauses despite knowing they couldn't pass constitutional muster. The Louisiana state constitutional convention adopted a grandfather clause even though one of the state's own U.S. senators warned it would be "grossly unconstitutional."




For that reason, nearly every state put a time limit on their grandfather clauses. They hoped to get whites registered before these laws could be challenged in court.


"Once you've got people removed from the rolls, it becomes less necessary," Smethurst says. "The white people are on the rolls, and the black people are not."



African-Americans typically lacked the financial resources to file suit. The NAACP, founded in 1909, persuaded a U.S. attorney to challenge Oklahoma's grandfather clause, which had been enacted in 1910.


Of the more than 55,000 blacks who were in Oklahoma in 1900, only 57 came from states that had permitted African-Americans to vote in 1867, according to Klarman's book From Jim Crow to Civil Rights: The Supreme Court and the Struggle for Racial Equality.


In 1915, the Supreme Court ruled unanimously in Guinn v. United States that grandfather clauses were unconstitutional. The court in those days upheld any number of segregationist laws — and even in Guinn specified that literacy tests untethered from grandfather clauses were OK.


The justices were concerned that the grandfather clause was not only discriminatory but a clear attempt by a state to nullify the federal Constitution. It "was so obvious an evasion that the Supreme Court could not have failed to declare it unconstitutional," The Washington Post wrote at the time.


The decision had almost no effect, however. The Oklahoma Legislature met in special session to grandfather in the grandfather clause. The new law said those who had been registered in 1914 — whites under the old system — were automatically registered to vote, while African-Americans could only register between April 30 and May 11, 1916, or forever be disenfranchised.


That law stayed on the books until a Supreme Court ruling in 1939.


The intent of the grandfather clause, however, was not strictly to placate some whites while discriminating against blacks, says Spencer Overton, author of Stealing Democracy: The New Politics of Voter Suppression. It was also about power.


In that era, most African-Americans voted Republican, the party of Abraham Lincoln.


"The whole objective of excluding African-Americans was not just white supremacy," Overton says. "It was, 'We're Democrats; they're Republicans; and we're going to exclude them.' I'm not saying there weren't racial overtones, but there were significant partisan overtones as well."


The same trick had been used against white immigrants in the Northeast. It's worth remembering that Massachusetts and Connecticut were the first states to impose literacy tests, in hopes of keeping immigrants — who often supported Democrats in a largely Republican region — from voting.


At least one grandfather clause in the South was based on a Massachusetts statute from 1857, says Overton, who teaches law at George Washington University.


Perhaps it's because the grandfather clause was not solely about race — and because it was banned a century ago — most people use the term "grandfathered in" and never realize it once had racial connotations.


"This term 'grandfather' has been kind of deracialized," Overton says. "It's really a very convenient, shorthand term. We probably would not be as comfortable with using it if we associated it with grandfather clauses in the past and poll taxes and things like that."


Source: http://www.npr.org/blogs/codeswitch/2013/10/21/239081586/the-racial-history-of-the-grandfather-clause?ft=1&f=1014
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Mac Pro launches in December for $3,000: 3.7GHz quad-core Xeon CPU, 12GB RAM, 256GB SSD

Apple's latest Mac Pro rolls off United States assembly lines and into consumers hands in December for $3,000. The base model features a 3.7GHz quad-core Xeon CPU ("with Turbo Boost speeds up to 3.9 GHz"), 12GB DRAM, two AMD FirePro D300 GPUs, and a 256GB SSD. Apple senior VP of worldwide marketing ...


Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/kpLllvzbGUA/
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In Russia's Vast Far East, Timber Theives Thrive





The Chinese border town of Suifenhe is a port of entry for almost all of the hardwood coming from the Russian Far East. Russia is the world's largest exporter of timber, but illegal logging is a growing problem.



Courtesty of EIA


The Chinese border town of Suifenhe is a port of entry for almost all of the hardwood coming from the Russian Far East. Russia is the world's largest exporter of timber, but illegal logging is a growing problem.


Courtesty of EIA


Forests cover about half of Russia's land mass, an environmental resource that President Vladimir Putin calls "the powerful green lungs of the planet."


But Putin himself acknowledges that Russia, the world's biggest exporter of logs, is having its timber stolen at an unprecedented rate.


The demand for high-value timber is fueling organized crime, government corruption and illegal logging in the Russian Far East. The hardwood cut in the endless forests often ends up as flooring and furniture in the United States, Europe, Japan and China.


At meeting on timber management earlier this year, Putin said that illegal logging has increased by nearly 70 percent over the past five years, and he added that timber thieves have no problem selling their product.


Illegal loggers are often linked to violent organized crime, and together, they undermine what officials say could be sustainable forests, and contribute to Russia's endemic corruption by paying off local officials.


Threat To The Siberian Tiger


But there's another reason illegal logging is considered a threat in the Far East.


"This provides an important habitat, both in terms of shelter and food, for such unique animals as the Amur tiger. Only about 450 of these beautiful animals are left in the wild," says Nikolay Shmatkov, the forest policy projects coordinator for the World Wildlife Fund in Russia.


The Amur tiger, more commonly called the Siberian tiger, is known throughout the world as one of the largest living members of the cat family. It preys on deer and wild boar, which in turn live on acorns and walnuts that grow in one of Russia's most diverse forests.


But oak and walnut wood are highly prized for flooring and furniture, and are targets for illegal loggers.


Shmatkov says that timber can be stolen outright from the tiger's habitat, but he notes that much of it is taken by companies with valid logging permits.


They cut much more than they're allowed to, or they cut species that aren't permitted. A U.S.-based environmental group, the Environmental Investigation Agency, or EIA, recently released a report that traces illegally cut timber from the source to the consumer.


"We found out that the vast majority of it first goes into China, which is right next door, into their manufacturing centers, and in products of any type you can imagine, as it spreads around the world," said EIA's executive director, Alexander von Bismarck.


China's Involvement


Von Bismarck says the team set up a dummy corporation and posed as buyers of wood flooring. They recorded conversations with a Mr. Yu, an executive of a big Chinese wood products company called Xingja.


"He openly described the types of illegality in the supply chain — that he cuts illegally on his own land, which is a common method that is destroying the forest there, and he talked about corruption and how he used that to stay out of trouble," von Bismarck said.



When an NPR reporter in China recently contacted Mr. Yu by telephone, Mr. Yu charged that the allegations in the EIA report were "all lies," and said he would take the matter up with his government.



The EIA report makes another allegation that involves the Chinese company's biggest American customer, Lumber Liquidators.



Von Bismarck says Lumber Liquidators bought flooring from Xingja, and that it should have known that the flooring was made from illegally logged wood.


That's a serious allegation, because a U.S. law called the Lacey Act prohibits American companies from buying illegally cut wood products from other countries.


The law puts the burden on U.S. companies to actively determine, as best they can, that the products they buy come from legal sources.


Lumber Liquidators' founder and CEO, Tom Sullivan, says the report is inaccurate and that its claims are not substantiated.


"If we had any knowledge of any mill of ours buying from an illegal source or a non-sustainable source, we immediately would not buy from them," Sullivan said. "We are extremely pro-active in making sure that all our materials are from legal and sustainable sources."


Sullivan says his company has more than 60 experts in the field who work to make sure that the products it buys comply with the law.


Earlier this month, federal agents searched Lumber Liquidators headquarters and one of its stores in Virginia, a raid that included investigators from Immigration and Customs, the Fish and Wildlife Service and the Justice Department.


The search warrants in the case remain sealed, but the environmental group, EIA, says the raid was connected with the allegations of importing illegal wood products.


The company says it is cooperating fully with the investigation.


(Lumber Liquidators is an NPR underwriter whose credits are on air and on NPR's website.)


Source: http://www.npr.org/blogs/parallels/2013/10/22/239665474/in-russias-vast-far-east-timber-theives-thrive?ft=1&f=1001
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Drive Out of Your Financial Worries With Logbook Loans Packed ...

If you demand emergency funds to get ahold of your primary requirements then with immediate effect you need to hunt for a tool that can arrange instant liquidity for you. That will be the end of your worries pertaining to arrangement of ample finance in dire situations. In such adverse times you can resort to assistance in form of logbook loans which can be availed against the logbook of your vehicle. Yes, arranging ample finance is now possible by employing your vehicle's logbook.


For those who don't know, what exactly a logbook is? It is a vehicle registration certificate issued by Driving and Vehicle Licensing Agency (DVLA) in the UK. Moreover, the present valid logbook document in the industry is known by the name of V5C.




As most of you might be knowing logbook stays valid for a period of 5 years only and has detailed information about the vehicle and the car owner such as who is the owner of the vehicle,, engine number, registered keeper of logbook, current registration mark, chassis number, model and colour of the car. Of course, in such cases loans against car is the best bet to place money at but what about selecting the provider.




Choosing the right kind of provider has its own advantages as the borrower gets few other things in addition. Important things like car insurance is one of them. In such cases, it would be a good option if one takes the help of price comparison websites that promote 'compare car insurance' deals.




It is important for prospective borrowers to know that the lenders keep the logbook of the vehicle with them till he/she repays the entire loan amount. However, the borrower has the right to drive his/her car anywhere he/she wants without having any interference from the lender. But then it is the duty of vehicle owner to maintain the four-wheeler in fine condition.




In the meantime, it is the comparison of deal that plays an important role as it helps the client in getting deals which score on every front. That's not all; such comparison also reduces the burden on the shoulders of the borrower when it comes to buying the best deals in car insurance.




Meanwhile, via Logbook loans, borrowers can avail a loan amount ranging from £500 to £50,000. The loan amount will be sanctioned after the value assessment of the car. However, there is a basic eligibility criterion to meet too, which is mentioned below:-




The borrower should be a citizen of the United Kingdom The vehicle whose logbook is being pledged should not be more than 8 years old. There should be no financial obligation left outstanding on the car




The vehicle should be adequately insured and taxed. He/she should have a permanent source of income




Certainly, logbook loans are very important in such cases but then finding the best kind of car insurance deal isn't that easy either. Hence, the best way to go about seeking the best deal is opt for compare car insurance alternative on any price comparison portal and get it.







Source: http://flowerphotography1.blogspot.com/2013/10/drive-out-of-your-financial-worries.html
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Taking the cover off Apple's October 22nd event: What you can expect


Apple October 22nd event invitation


Apple's iPhone event last month was undoubtedly crucial for the company, but it left quite a few would-be customers wanting more. Much of Cupertino's product lineup is practically begging for an update. There haven't been new iPads in a year; both OS X Mavericks and the Mac Pro redesign have yet to ship; and two Mac lines are still stuck on last year's CPUs. As such, Apple likely isn't being hyperbolic when it claims that it has "a lot to cover" at its October 22nd event. But what, exactly, are we going to see on that fateful day? There have been rumors of everything from "natural" updates, like iPhone 5s-derived iPads, to more fanciful excursions like watches and TVs. While there may not be many surprises, we'll help you make sense of it all.


The headliners: iPad and iPad mini redesigns


Apple's October 22nd event the rumor roundup


If there's any new hardware that could be considered a lock for the event, it's a revamped iPad line. The age of current models is almost proof enough, but there has also been an abundance of part leaks and rumors pointing to a major makeover for Apple's tablets.


The fifth-generation iPad should get the most conspicuous overhaul. Based on casing photos obtained by 9to5 Mac (above) and others, the new iPad could inherit the iPad mini's design language, including a flat back and uniform colors. This wouldn't just be a cosmetic difference, however; more efficient display technology could lead to a thinner and lighter body. Both the third- and fourth-generation iPads were bulkier than the iPad 2 because they needed strong backlights and big batteries to drive their early Retina displays. If the leaks are real, the reworked iPad's screen could produce a bright picture without using as much energy.


Some of the additional upgrades aren't as clear, but are relatively easy to predict. The iPad has always used a faster processor than the preceding iPhone and, more recently, a superset of that phone's technology. The A5X in the third-generation iPad was an upgrade to the A5 with stronger graphics. While there isn't solid evidence that Apple will repeat history, KGI Securities analyst Ming-Chi Kuo expects the fifth-generation tablet to use an A7X chip that builds on the 64-bit, ARMv8-based A7 chip inside the iPhone 5s. That means performance competitive with the Snapdragon 800 inside rivals like the LTE variant of the Galaxy Note 10.1 (2014 edition).



That performance boost may just be the start of a longer feature checklist. Kuo recently told AppleInsider that both the iPad and iPad mini would tout 8-megapixel cameras. Unbox Therapy has meanwhile demonstrated that existing iOS device home buttons don't fit in leaked next-gen iPad front panels, implying that Apple could implement a Touch ID fingerprint reader on both devices. Those parts leaks have also shown grilles for stereo speakers; finally, the big iPad could produce equally big sound.


The iPad mini isn't expected to look significantly different on the outside, but it could be a much larger upgrade on the inside. The Wall Street Journal and others have heard that Apple's smaller device will use a Retina display. If it does, it should immediately catch up to (and potentially surpass) the screen quality of big-name competitors like the current Nexus 7. Just don't count on an abundant supply, as Reuters has heard of possible display shortages.


Apple's October 22nd event the rumor roundup


As you may have gathered earlier, some upgrades may be shared between the mini and its full-size counterpart, such as the camera and Touch ID sensor. What's less clear is the processor choice. Logic would dictate that Apple use a previous-generation chip like the A6, just as the first iPad mini used an A5; we're not bracing ourselves for anything more. However, AllThingsD and others have alluded to Apple using an A7 instead. This makes sense if Apple is using Touch ID, since the technology needs the A7's secure memory space. It's safe to say that the A7 would give a swift kick in the pants to the iPad mini's performance, helping it fare well against many high-end (and sometimes larger) tablets.


Oh, and one important note for fans of flashy gear -- if you believe the photos republished by Nowherelse.fr, the new iPad mini may come in an iPhone 5s-like gold hue.


Safe predictions: OS X Mavericks and Mac Pro availability


2013 Mac Pro hands-on


Mavericks is the shoo-in for software news at the event, since Apple finished developing the OS days ago. If history is any indication, it will release Mavericks on the Mac App Store in the near future. There's likewise a good chance that any announced computers will ship with Mavericks already installed.


Which brings us to the question of the new Mac Pro. Apple said in June that the workstation would ship "later this year," and there's little time left for the company to act on that promise. While it won't necessarily discuss the Mac Pro, it's hard to imagine Cupertino passing up an opportunity for a high-profile launch. It teased the computer in movie theaters, after all.


Despite Apple revealing many of the specifications for the system -- Xeon E5 chips, FirePro graphics and Thunderbolt 2 support -- there's still a lot we don't know. What will a base configuration include? How much will it cost? Will Apple offer a 4K display to match the Mac Pro's graphics prowess? The only certainties are that the system will be fast and expensive. Current models start at $2,499, and the redesign's emphasis on pricey flash storage could drive the price higher.


Distinct possibilities: MacBook Pro and Mac mini refreshes


MacBook Pro with Retina Display


Apple hasn't been very quick to embrace Intel's Haswell processor architecture; the MacBook Pro and Mac mini are still stuck on Ivy Bridge, which makes them prime candidates for upgrades. That said, there has been surprisingly little discussion of either. The most credible leak has been a Geekbench report for a 15-inch MacBook Pro running a quad-core 2.4GHz Core i7 and 16GB of RAM. Apple may announce both new Macs, but they're far from guaranteed.


If they do appear, we already have some idea as to what they'll look like. Haswell's chief upgrade is efficiency, which could improve the MacBook Pro's battery life by leaps and bounds. Witness the MacBook Air's five-hour longevity increase as an example. Any Mac that depends solely on integrated graphics should see a noticeable speed boost as well. Intel's video architecture is much faster in Haswell, particularly in computers that use Iris graphics.


We're not getting our hopes up, though, as other updates could be evolutionary. It's possible that 15-inch MacBook Pros will get GeForce 700M series dedicated graphics, while all pro portables could move to 802.11ac WiFi and PCI Express-based solid-state drives. As a rule, we wouldn't count on truly major Mac updates outside of the known Mac Pro revamp. Many of Apple's existing designs are comparatively fresh, and there's little pressure to reinvent the wheel.


Wild cards: Apple TV, smartwatches and software


iPod nano watch


We haven't heard much regarding other introductions. There have been murmurs from Google Ventures' MG Siegler of an Apple TV upgrade, and stock has run low at some resellers. However, it's unclear just what would improve when the current model can already handle 1080p video and numerous third-party services. The remote is one (small) possibility. We've only just seen an Apple TV software revision, though, so it's doubtful that the company is about to rethink its entire approach to the living room. And in spite of analysts' frequent prognostications, there are no signs of a full-fledged TV set.


Don't expect an Apple-made smartwatch, either. While we won't rule out a surprise, everything we've seen to date suggests that 1 Infinite Loop's wearable device strategy is still in the early stages. The company has a long history of entering categories only when it believes it's ready, even if that means showing up late.


Minor software updates are more likely. Apple has already said that it will launch an update to Final Cut Pro that makes better use of the new Mac Pro. A few 9to5 Mac readers have also noticed some updated iLife app icons for iOS in iCloud's storage settings; this implies that Apple is releasing iOS 7-optimized versions of those apps at its event. And while there hasn't been hard evidence of a significant iOS 7 revision, an update might be necessary to take advantage of cross-platform features like iCloud Keychain. There isn't talk of an iWork upgrade, however.


Wrap-up


Apple's October 22nd event the rumor roundup


Many of the products rumored to launch on October 22nd are comparatively safe bets. Our only worry is that the company may play it too safe. Like last year, Apple could open its presentation with a slew of predicted (if welcome) Mac updates and finish by confirming widely circulated iPad rumors. However, some of those potential announcements could be big, especially for those who've been holding out for meaningful iPad and Mac Pro upgrades. We may have to wait a while for Apple to venture into uncharted territory, but we may not mind if it covers familiar ground in the meantime.


Source: http://www.engadget.com/2013/10/21/apple-october-22nd-event-rumor-roundup/?ncid=rss_truncated
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